Data Exchange & Intelligent Decisioning

Beam’s platform and API enables secure data exchange and informed credit decisions with advanced intelligence

Data Exchange & Intelligent Decisioning

Beam’s platform and API enables secure data exchange and informed credit decisions with advanced intelligence

Step 1

Connect

Onboard your customers online using our Connect onboarding tool. Our team of User Experience specialists scientifically crafted the optimal flow to reduce drop-off.

Step 2

Access bank statements - instantly

Beam’s proprietary software connects your credit applicant’s bank statements from desktop and mobile - securely, every single time.

Step 3

Data Exchange

At Beam’s core is the Data Exchange. We integrate with a host of golden source entities to provide a seamless, unified and secure framework for our lenders to access applicant data.

Step 4

Intelligent decisioning

We have built and deployed the world’s most advanced credit intelligence layer delivered via API. Access credit risk, affordability, income assessment and hundreds more insights, powered by machine learning.

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