Terms of Use

1. ACCEPTANCE OF TERMS

Welcome to the website of Koa Technologies Pty Ltd ("Company," "we," "us," "our"). By accessing and using our website, related sites, and our services ("Services"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy, which is incorporated by reference. By using our website ("Site") and services ("Services"), you acknowledge and consent to the practices described in this Policy.

2. ELIGIBILITY

By using our Services, you represent and warrant that you are at least 18 years of age and have the full power and authority to enter into these Terms.

3. REGISTRATION AND ACCOUNT SECURITY

When registering an account with us, you agree to provide accurate, current, and complete information about yourself as prompted by the registration form ("Registration Data"). You also represent that we may rely on your Registration Data as accurate, current, and complete.

4. PRIVACY

Your privacy is important to us. Our Privacy Policy, which is incorporated by reference into these Terms, explains how we collect, use, protect, and disclose your personal information. By using our Services, you agree to the terms of our Privacy Policy.

5. USE OF THE SERVICES

You are responsible for all activities occurring under your account and shall abide by all applicable local, state, national, and foreign laws, treaties, and regulations in connection with your use of the Services.

6. PROPRIETARY RIGHTS

All text, graphics, editorial content, data, formatting, graphs, designs, HTML, images, software, and other content that you see or read on the Services is owned by us, or is used with permission. This content is protected in all forms, media, and technologies.

7. INDEMNITY

You agree to indemnify and hold harmless Koa Technologies Pty Ltd, its officers, directors, employees, agents, and third parties, for any losses, costs, liabilities, and expenses (including reasonable attorneys' fees) relating to or arising out of your use of or inability to use the Services.

8. TERMINATION

We reserve the right, in our sole discretion, to terminate your access to all or part of the Services, with or without notice, for any reason, including, without limitation, if we believe that you have violated these Terms.

9. CHANGES TO TERMS

Koa Technologies Pty Ltd reserves the right, in its sole discretion, to change the Terms under which the Services are offered. The most current version of the Terms will supersede all previous versions.

10. GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of South Africa, without regard to its conflict of law principles.

11. CONTACT US

If you have any questions regarding these Terms of Use, please contact us at [info@beamlend.com]

DISCLAIMER

This Terms of Use agreement is meant to provide general guidelines and should be used as a reference. It may not take into account all relevant local, state, or federal laws and is not a legal document. Koa Technologies Pty Ltd will not be held liable for any damages that may result from or relate to the use of this Terms of Use agreement. To ensure that your Terms of Use agreement is legally sound, you should consult with a legal professional before use.

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