Access powerful insights with open finance methodologies and advanced intelligence to drive informed decision-making, while improving the lending experience for your users.
We help streamline loan applications, clarify eligibility, and provide a seamless user experience for African communities.
We help attract borrowers with competitive rates, flexible terms, and diverse loan products. Our platform handles high volumes efficiently, catering to a rapidly growing customer base.
Leveraging automation, machine learning, and innovative tech, our lending API minimises manual processes and costs, passing on savings to borrowers and staying competitive.
Mitigate bad debt risk with advanced algorithms and data analytics. We prioritize responsible lending, ensuring affordability for borrowers and equipping them with tools for debt management.
Streamline credit analysts' tasks with unified, consistent golden source data and automated credit analysis. We meticulously navigate the fragmented lending, regulatory, and banking sectors in the African credit landscape, enabling your teams to build solutions from one comprehensive platform.
(Golden Data Sources)
(Our data exchange tool)
(Our productsl)
Everything you need to know about the product and billing.
Beam’s free tier permits limited use of the platform to allow you to gain access and test the service. Contact us for more information.
Beam provides a state-of-the-art credit vetting solution, underpinned by the most current and comprehensive affordability information available. Our focus is not only on thorough and accurate evaluation, but also on ensuring a seamless onboarding process and an exceptional user experience for our borrowers.
All data and insights are delivered through our powerful and easy-to-use API.
Beam specialises in providing Bank Statement analysis, categorisation, risk insights and spending behaviour to our customers. We onboard and manage your customer’s credit life cycle.
Traditional data aggregators do not offer seamless solutions which can be set up in 24 hours. Startups can use Beam for free within hours.
Beam adheres to the guidelines and standards prescribed by the National Credit Regulator (NCR) and other relevant regulatory authorities.
Borrowers who connect permit the exchange of their data exclusively between the lender and Beam, ensuring no unauthorized parties can gain access. Upon the borrower’s request, this data-sharing arrangement can be terminated.
Beam is a completely white labelled solution.
Our customers brand image is a top priority for us. Beam is integrated into your corporate identity.
Beam’s enterprise tier provides SLA level support and account management.
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